Category Archives: Investor

David Giertz Freely Offers Retirement Advice

In order to achieve a more lucrative retirement, financial expert David Giertz imparts his advice on how to secure financial stability.

He points out that when saving for early retirement it is never easy to estimate the amount of money that will be required to deal with the complete retirement.

He advises people to determine how much money they will need to save to reach their right and proper amount after retiring.

Giertz called attention to investments as one way to earn extra income emphasizing what to invest in and how to invest will be crucial.

A flexible plan, such as a Roth IRA, would be a significant place to start, according to Giertz, as he indicated there are no penalties for withdrawing savings before the age of 59 1/2. There are limitations with the plan such as a small charge for the withdrawal and the plan is available to those can who earn less than $118,000 a year.

For those who earn more than $118,000 a traditional IRA or 401K should be taken into account.

Matching a savings account with a brokerage account is yet another way to make a stable retirement safe. According to David Giertz, this approach will make currencies, stocks and bond markets easy to get to for buying and selling the assets for gain.

Health savings accounts are an additional effective type of investment even though the accounts can only be drawn on for medical expenditures.

With more than 30 years experience in the financial services industry, Giertz works with the Nationwide Investment Services in Ohio. He previously worked for ten years at Citigroup.

Giertz has volunteered time on the Board of Directors for the For Lauderdale Chamber of Commerce as well as the Board of Directors for the Girl Scouts.

He received an MBA from the University of Miami after attaining a Bachelor of Science degree from Millikin University.

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Significant Contribution of Filipe Montoro Jens in the Brazilian Business

The Brazilian business sector has had its ups and downs over the years with the emergence of privatization in the country being a result of debt crisis that arose during the 20th century. To achieve modernization, it was necessary for Brazil to invest in the infrastructure as a way of meeting its investment demands. Filipe Montoro Jens; the chief financial officer, treasurer, and controller of the finance division in Brazil, Singapore, and the United Kingdom explained that Brazil was marked in the 20th century by the state’s powerful existence. The infrastructure privatization concept started in the 1930s as the country faced its changing political environment. Brazil witnessed a progressive growth of the state that included state-owned business during the subsequent 50 years.

Filipe Montoro Jens is currently the Chief Financial Officer of His company S.A.; a global organization of Brazilian origin with a diversified business activities and presence in 25 countries. Jens is participates in His company Participaes e Investimentos, and also works in the organization as a controller, treasurer, and planner under corporate and project finance divisions both in Brazil and abroad. Additionally, he has served on the board of directors of the various companies controlled by His company including His company Agroindustrial that deals with ethanol and sugar, His company Ambiental for water and sewage, His company leo & Gs dealing with gas and oil, His company Defesa e Tecnologia dealing with technology and defense, His company Transport for infrastructure concessions in Brazil, His company Energia that focuses on renewable energy generation.

Before joining His company S.A., Jens served at Terna S.P.A in the structured finance and project development area. He also worked in the international structured finance division of Enron and in the consulting and auditing divisions of Pricewaterhouse Coopers. Jens holds a Business Administration Degree from Fundao Getlio Vargas and a Masters degree in International Management from The American Garvin International Management School, Thunderbird, USA.

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