David Giertz Freely Offers Retirement Advice

In order to achieve a more lucrative retirement, financial expert David Giertz imparts his advice on how to secure financial stability.

He points out that when saving for early retirement it is never easy to estimate the amount of money that will be required to deal with the complete retirement.

He advises people to determine how much money they will need to save to reach their right and proper amount after retiring.

Giertz called attention to investments as one way to earn extra income emphasizing what to invest in and how to invest will be crucial.

A flexible plan, such as a Roth IRA, would be a significant place to start, according to Giertz, as he indicated there are no penalties for withdrawing savings before the age of 59 1/2. There are limitations with the plan such as a small charge for the withdrawal and the plan is available to those can who earn less than $118,000 a year.

For those who earn more than $118,000 a traditional IRA or 401K should be taken into account.

Matching a savings account with a brokerage account is yet another way to make a stable retirement safe. According to David Giertz, this approach will make currencies, stocks and bond markets easy to get to for buying and selling the assets for gain.

Health savings accounts are an additional effective type of investment even though the accounts can only be drawn on for medical expenditures.

With more than 30 years experience in the financial services industry, Giertz works with the Nationwide Investment Services in Ohio. He previously worked for ten years at Citigroup.

Giertz has volunteered time on the Board of Directors for the For Lauderdale Chamber of Commerce as well as the Board of Directors for the Girl Scouts.

He received an MBA from the University of Miami after attaining a Bachelor of Science degree from Millikin University.

Read more about David Giertz:

https://thebrotalk.com/investing/even-bros-retire-ohio-investment-advisor-david-giertz-ideas-get-prepared/

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